On A Budget - Getting Money With Budgeting

By, Jane Chidester, the author of
BudgetYes! 21st Century Solutions for Taking Control of Your Money Now!
Email Address: Jane@TulipTreePress.com

What I'm about to say will be counterintuitive to most, I know. I hope to prove in a series of brief articles that making budgeting a way of life is not the torture mechanism we've been trained to think it is! Together, let's explode some of the myths associated with budgeting-myths that prevent many people from getting the many benefits of a money plan. With all of the information we have today about handling finances, why do the headlines still broadcast that "Bankruptcy is Up," "Saving is Down," and "Spending is Out of Control?"

My experience is that most of us go through our school years focused on job or career training that teaches us how to earn money, yet leaves us with no foundation for how to spend money-spend it wisely, that is. After years of waiting to get out of school, how quickly things can happen. Before we know it, we are out in the "real" world with a rent or mortgage, groceries, kids, and bills of every description.

I like to use the analogy in my seminars that this scenario is much akin to learning all the skills to build a house-the carpentry, plumbing, electrical, etc.-without ever learning how to read or draw a blueprint! Well, I was there. My husband was there. Taking the bull by the horns, we did a lot of research and investigation and over the last 15 years have earned the dubious moniker of budgeting "gurus" in our own inner circle. Expanding that circle about 6 years ago, we began teaching seminars in our community. Today our circle continues to enlarge, and I hope I can share some good information with you too!

Remember: how a person spends money is far more important than how he or she invests it!

Let's learn to spend our money correctly by exploring the topic of budgeting in more depth. Let me show you how to find extra money in your paycheck every month, without having to "give up" or "deprive" yourself-things normally associated with "going on a budget!" Deprivation is ancient thinking. I'll share the secrets of this new attitude! :)

Over the coming installments I will cover:

Why Budget? 7 Things a Budget can do for YOU!

Outdated Paradigms-Budgeting Through the Ages; Taking it to the 21st Century!

Finding a Budget You'll Stick With; 9 Things to Look For

3 Myths of Budgeting; The Misunderstood Miracle

When to Begin Budgeting

How to Begin Budgeting

Maintaining the Budget Habit; How to make it Easier

Read The First Article: "Why Budget? 7 Things a Budget can do for YOU!"

This article was reprinted by permission of the author, Jane Chidester the author of BudgetYes! 21st Century Solutions for Taking Control of Your Money Now!. Visit her website at http://TulipTreePress.com. Budget Central: Personal Budgeting Information and Resources; Repository of information and resources on personal budgeting, financial planning, and household money management--a complete budgeting education.